Mobile payment

Mobile payment

By S-Payment GmbH

Mobile paymentMobile paymentMobile paymentMobile payment

Store the debit cards from your Sparkasse or BW-Bank and/or your Sparkasse bank card in only a few steps within the mobile fee app and pay rapidly, securely and conveniently at the checkout. It's quite simple: Every payment - whatever the quantity - is securely launched via your smartphone. To do that, unlock the smartphone with the saved method, maintain it close to the checkout terminal and await the visual and acoustic confirmation - accomplished. It couldn't be extra relaxed, as a end result of the Mobile Payment app does not need to be opened for payment! The same excessive security requirements apply to cellular funds as to contactless card payments. And if you do open the app, entry is moreover protected by the app PIN.

In addition to paying with a digital card, you can take out a free specific loan of 500 to 3,000 euros instantly within the Mobile Payment app at collaborating savings banks - and make your want proper in front of you Fulfill place in commerce. You will receive the quantity in your account inside a couple of minutes and pay it again in full inside 30 days or substitute it with an installment loan. You will only see the categorical loan in the app if your Sparkasse is taking part.

Do you might have any questions? You can attain us on 0711/22 04 09 50.


• Easier on an everyday basis life, for the rationale that smartphone is at all times with you as a day by day companion

• Easy deposit of your current Sparkasse or BW-Bank debit cards and/or Sparkasse credit score cards

• Identical credit score limits and card limits as with the bodily playing cards

• Fast, contactless cost of the checkout: Via NFC and with authentication of the fee with the secure unlocking perform saved in the smartphone - by fingerprint, gadget code, password or pattern and with out having to open the app

• With the transaction overview you get an summary of the save the last 50 transactions of all stored digital cards

• No community in the supermarket? You also can pay with out an web connection

• In the occasion of loss or theft, block your stored cards within the traditional way

• With the categorical mortgage, you'll have the ability to secure your required quantity of between 500 and 3,000 euros


• You are at least 13 years old

• You have a non-public present account with a taking part German financial institution that has been activated for online banking Sparkasse or BW-Bank

• You use one of many supported TAN processes: chipTAN (incl. chip-TAN-QR), pushTAN (incl. pushTAN 2.0), smsTAN

• You have a legitimate debit card with a girocard from your Sparkasse or BW-Bank and/or a Sparkasse bank card

• Android operating system from version 6.0, NFC interface



1) The app only helps bank details from German savings banks and BW-Bank

2) Delays in depositing playing cards are potential, depending on Qua high quality of the web connection

3) The PIN for calling up the cards that may be stored just isn't your card PIN. Use the PIN that you simply use for online banking

4) Payment with your smartphone in retail works at all checkout terminals, contactless cost and your card - girocard (debit card) or Mastercard/Visa ( Credit and debit card) - supported

5) You should permit app updates for trouble-free operation

6) Using the app could incur prices: Please verify with your Sparkasse or BW-Bank, whether or not and to what extent these could additionally be incurred

7) By using the fee app, you recognize the circumstances of the top user license agreement of S-Payment GmbH with out restriction and settle for the info protection info data. Please notice that the cardboard issuer of your depositable card is your Sparkasse or BW-Bank

8) For safety causes, the app just isn't provided for rooted devices

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