POST Payconiq

POST Payconiq

By POST Luxembourg

POST PayconiqPOST PayconiqPOST Payconiq


PAYCONIQ is a free App that lets you pay in shops or on-line, to pay your bills and to ship, obtain request money to and from any phone quantity, with transfers through the underlying financial institution account(s) in Luxembourg.

- Quick convenient

- Free (except cell operator charges)

- From 0.01 € up to 10,000 €

- Highly safe set your individual cost limits

- Send request cash to/from any cell quantity - with underlying financial institution transfer

- Works for many Luxembourg financial institution accounts/customers

- Available in hundreds of shops and with many (utility) bill issuers


The PAYCONIQ App is linked both to your telephone quantity and your bank account(s). It meets banking-grade security requirements; all payments are authorised together with your Fingerprint or your PIN Code. You can set your security limits based on your preferences (default: 2500 EUR). Payments are made utilizing (SEPA) bank transfer (funds might only be out there the following working day).


To start using the App immediately, all you have to do is to link it to your checking account. Launch the App and you’ll be guided via the process, it’s pretty simple.


PAYCONIQ is by far the fastest approach to switch money between two individuals. Choose the recipient’s cellphone quantity out of your tackle book, type within the quantity, authorise the payment and a SMS/push message is distributed to the recipient. If the recipient has already activated PAYCONIQ, the operation is triggered immediately, and if not, a SMS message is distributed out inviting the recipient to subscribe. Once he/she has activated PAYCONIQ, funds shall be transferred into the recipient’s checking account.

Request money from any cellphone number: essentially the most handy way to receives a commission back by your folks, family or colleagues. Simply select their telephone number, type in the amount and they’ll get the request. You’ll receive a notification once they have made the requested payment.


Truly contactless funds: launch the PAYCONIQ App, ,scan the PAYCONIQ QR code, the amount to pay is automatically displayed in your cellphone. Validate the payment along with your fingerprint/PIN Code and you’re carried out.


The quickest way to pay the payments: launch the App, scan the PAYCONIQ QR Code on the invoice, verify the cost and you’re carried out, usually in less than 10 seconds. It works with your insurance and power payments, together with your telecom and public sector/municipality invoices provided PAYCONIQ payments are accepted.

Feel free to make use of it at PAYCONIQ companion restaurants as nicely: no need to wait for the fee terminal, simply scan the QR Code on the bill.


Top up your kid’s Restopolis account or use PAYCONIQ on selected websites: it's the most safe and the most convenient approach to pay by clicking on the PAYCONIQ button within the App/web site or within the internet retailer. No card or bank information is transferred and no one else can use your PAYCONIQ App as all funds are authorised by way of fingerprint/PIN Code.

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